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Star Contributor of the Month – Tom Daly

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We are pleased to recognize Tom Daly as the Mifos Star Contributor in this August 2026 edition of Star Contributor of the Month. Bringing an incredible four decades of enterprise engineering experience to the initiative, Tom has been a foundational pillar and leader within our community, recognized for his extensive technical impact as our DevOps Lead and his dedicated mentorship of our interns.

Following a distinguished career at Sun Microsystems and Oracle, Tom pivoted his expertise in Java, databases, and Kubernetes toward open-source fintech. Since landing happily at Mifos, he has expertly managed our critical technical resources and cloud infrastructure alongside David Higgins. Most recently, Tom has been leading the Mifos Gazelle project, driving crucial cloud-native and DevOps modernization across our ecosystem. His dedication to building robust backend systems and nurturing the next generation of developers directly furthers our global mission of financial inclusion—or, as he poignantly describes it, the absolute privilege of “helping mums and dads feed and educate their kids.”

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atan

Star Contributor of the Month – Silky Vyas

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We are pleased to recognize Silky Vyas as the Mifos Star Contributor in this July 2026 edition of Star Contributor of the Month. Silky has been a standout contributor and leader within our community, recognized for her extensive technical impact and continuous contribution as a GSOC 2026 Contributor.

Continuing her open-source journey with us in 2026 as a Google Summer of Code (GSoC) Contributor, Silky has rapidly expanded her footprint across Large Language Models, backend systems, and intelligent automation. As a specialized AI Developer, she has been vital in integrating next-generation artificial intelligence into our ecosystem. Most recently, Silky has been driving impactful platform innovation, designing and building an AI-powered engine that transforms complex loan agreements into clear, structured insights. Her dedication to building scalable, production-ready software and collaborating with our global community directly furthers our mission of making financial documents universally accessible and understandable.

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Edward Cable

Meet our 2026 Summer Interns

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Join us in officially welcoming our class of interns for 2026.  We have the pleasure of working with 25 interns across Google Summer of Code, Code for GoodTech, and Mifos […]

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atan

Star Contributor of the Month – Avinash Vijayvargiya

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We are pleased to recognize Avinash Vijayvargiya as the Mifos Star Contributor in this June 2026 edition of Star Contributor of the Month. Avinash has been a standout contributor and leader within our community, recognized for his extensive technical impact and dedicated mentorship.

Beginning his open-source journey with us in 2022 by modernizing the Android client, Avinash has since expanded his footprint across both frontend and core backend ecosystems. As a Google Summer of Code (GSoC) alumnus turned Org Admin and Mentor, he has been vital in guiding the next generation of developers into our ecosystem. Most recently, Avinash has been driving impactful backend modernization, collaborating closely with our community architects on migrating Apache Fineract to a CQRS (Command Query Responsibility Segregation) architecture by integrating and consuming the new command processor. His dedication to building robust, event-driven banking infrastructure directly furthers our global mission of financial inclusion.

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Edward Cable

Fun Facts About Our 2026 Google Summer of Code Interns

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Our official summer intern blog post is still in the works as we have just finalized our selections for Code for GoodTech and Mifos Summer of Code. So stay tuned for our formal introduction of all our interns then.

Meanwhile…we’ll tide you over with a few fun facts about our 2026 Google Summer of Code interns

We’re honored to be participating as a mentoring org for the 14th year and the 11th directly as the Mifos Initiative. Once again we had to be highly selective, selecting 13 interns from 195 applicants. 

Here’s a glimpse into their projects and some fun facts about each one!

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atan

Star Contributor of the Month – Krishna Mewara

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We are pleased to recognize Krishna as the Mifos Star Contributor in this May 2026 edition of Star Contributor of the Month. Krishna has been selected has been a stand-out contributor for his work on the Apache Fineract and the Self Service Plugin. As a GSoC participant and active community developer, he has made targeted improvements to the plugin, which adds customer-facing self-service APIs on top of Fineract for features like registration, authentication, account management, transfers and more.

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Edward Cable

Universal DPI Safeguards Framework – Mifos Alignment

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The Mifos Initiative is pleased to express its commitment to the DPI Safeguards initiative co-stewarded by the UN Office for Digital and Emerging Technologies and United Nations Development Programme.  As part of this  commitment, we will showcase how our Digital Public Goods (DPGs) align with the Universal DPI Safeguards Framework’s foundational and operational principles. We also pledge to ensure that as we engage with countries for the adoption of our DPGs for digital public infrastructure (DPI) use cases, we’ll ensure a Safeguards by Design approach at all stages from design to development to implementation to ongoing support. We will also ensure training and sensitization of ‘Safeguards Inside’ and ‘Safeguards always’ philosophy with our Communities of Practice.

The Mifos Initiative is a global 501(c)3 fintech non-profit that has been pioneering open source technology for financial inclusion for the past two decades. Mifos stewards two Digital Public Goods (DPGs)

Mifos X, an open source core banking platform and system of record and 
Payment Hub EE, an open source payment orchestration engine

which collectively provide the critical yet often overlooked capability needed to provide last-mile accounts for financial inclusion.

We also steward a number of other projects such as Mifos Gazelle, a DPI as a Solution deployment and demonstration tool to help countries evaluate and understand the possibilities of DPI, and a range of mobile applications.

Often when governments are implementing DPI for G2P and P2G payments, digital identity and an instant inclusive payment system are the first priorities. However to achieve financial health and ensure instant payments are inclusive, those last mile recipients must have access to a functional account or wallet. Mifos provides low-cost scalable infrastructure to enable the public and private sector to provide those accounts, connect seamlessly to payments, and deliver a range of financial services via those accounts. Mifos and solutions built on top of its open APIs are reaching more than 75 million individuals across 500+ institutions. 

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dhiggins

Star Contributor of the Month – Yu Wati Nyi

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We are pleased to recognize Yu as the Mifos Star Contributor in this April 2026 edition of Star Contributor of the Month. Yu has been selected has been a stand-out contributor for her work on the new command processing module. She was quick to volunteer for the task and her code submissions have been exemplary requiring very few changes at Peer Review. Yu has been a strong member of the community since joining as an intern last year. Last year Yu worked on Credit Bureau Integration as part of GSOC.

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Edward Cable

Star Contributor of the Month – Craig Rosario

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We are pleased to recognize Craig as the Mifos Star Contributor in this March 2026 edition of Star Contributor of the Month. Craig has been a stand-out contributor for front-end web development since he came to the community as an aspiring intern last year. Craig demonstrated his strong design and development skills through the successful completion of his GSOC internship last year building out the Modular version of the Mifos X web app UI using React and ShadCN components. This flexible solution improves the overall developer experience enabling developers to rapidly build applications and user experiences tailored to specific fintech use cases and scenarios. Since GSOC, Craig has been an active community member and most recently has gone above and beyond by helping to design and build a number of dashboards and application flows to support the community to digitize VSLAs, Savings Groups, and other forms of savings-led financial inclusion. Give a big shout out to Craig and start to build your app using his solution from GSOC – he loves to see what he’s built get used in production!

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dpankov

Star Contributor of the Month – Jay Soni

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We are pleased to recognize Jay as the Mifos Star Contributor in this February 2026 edition of Star Contributor of the Month. Jay Soni has been an active contributor to the Mifos X Web App, consistently contributing to resolve issues in the angular-base application, enhancing the usability and stability of the web interface by fixing UI inconsistencies, addressing functional bugs, and improving frontend components within the Mifos X Webapp application including bringing back features available in the old Mifos X Community App. Thanks to his efforts, Jay has helped to maintain the quality of the codebase and supported the continuous evolution of the Mifos Web App platform used by financial institutions around the world. His contributions (he is the author of nearly 200 PRs thqt have been merged in the repository), and he has demonstrated active engagement with the open-source community and a commitment to strengthening the open source tools that power digital financial inclusion.

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