Author Archive for: edcable

The Mifos Initiative is pleased to express its commitment to the DPI Safeguards initiative co-stewarded by the UN Office for Digital and Emerging Technologies and United Nations Development Programme.  As part of this  commitment, we will showcase how our Digital Public Goods (DPGs) align with the Universal DPI Safeguards Framework’s foundational and operational principles. We also pledge to ensure that as we engage with countries for the adoption of our DPGs for digital public infrastructure (DPI) use cases, we’ll ensure a Safeguards by Design approach at all stages from design to development to implementation to ongoing support. We will also ensure training and sensitization of ‘Safeguards Inside’ and ‘Safeguards always’ philosophy with our Communities of Practice.

The Mifos Initiative is a global 501(c)3 fintech non-profit that has been pioneering open source technology for financial inclusion for the past two decades. Mifos stewards two Digital Public Goods (DPGs)

Mifos X, an open source core banking platform and system of record and 
Payment Hub EE, an open source payment orchestration engine

which collectively provide the critical yet often overlooked capability needed to provide last-mile accounts for financial inclusion.

We also steward a number of other projects such as Mifos Gazelle, a DPI as a Solution deployment and demonstration tool to help countries evaluate and understand the possibilities of DPI, and a range of mobile applications.

Often when governments are implementing DPI for G2P and P2G payments, digital identity and an instant inclusive payment system are the first priorities. However to achieve financial health and ensure instant payments are inclusive, those last mile recipients must have access to a functional account or wallet. Mifos provides low-cost scalable infrastructure to enable the public and private sector to provide those accounts, connect seamlessly to payments, and deliver a range of financial services via those accounts. Mifos and solutions built on top of its open APIs are reaching more than 75 million individuals across 500+ institutions. 

In 2025, our community demonstrated the breadth & scale of our DPGs across the public & private sector.  In 2026, our ecosystem is poised for new growth as we harness its full potential. . […]