Meet the 2020 Google Summer of Code and Outreachy Interns

This past week we kicked off the 2020 Google Summer of Code. This year marks the 16th year for GSOC with Mifos participating for the 7th time independently and 9th year overall. As our stack of open source building blocks for financial services continues to grow, so does our class of interns – this year will be our largest class to date with 17 interns participating in GSOC through the Mifos Initiative along with three GSOC interns under the Apache Software Foundation working on Fineract and one Outreachy Intern for Mifos sponsored by DIAL to work on Apache Fineract. 

Working with an intern class of this size across all the projects and repositories between Mifos and Fineract will be a challenge that requires the effective participation of our community in helping to welcome these interns, provide feedback on their work, and to review and merge the contributions they are making. We are eager to incorporate the enhancements they’ll be making to our existing repositories and the new projects they will be starting but most importantly being able to pass the torch onto the next generation of our open source fintech force, who will become the future leaders of our community and fintech innovators blazing new trails. We will have eight interns working on our suite of mobile apps, five interns working on our web apps, four interns working on integration and new plugins/modules, and four interns working directly on Fineract 1.x. 

For our mobile apps, the primary focus areas will be integrating our customer-facing apps via Open Banking APIs and an API Gateway, enhancing functionality and user experience, deepening the integration with Payment Hub EE, along with rewriting apps into Kotlin to enable cross-platform development, and even abstracting out common code into an SDK and building a brand new app for third-party fintechs. Shashank Priyadarshi, will be working under the mentorship of Abhilash Gunasegaran and Saransh Sharma on our Android Client 7.0 while Ahmad Jawid Muhammadi will be working with support from Rajan Maurya on Fineract CN Mobile 4.0. Chinmay Kulkarni will also be working on our Android field operations apps by abstracting out common features into an SDK with support from Ishan Khanna. For our customer-facing apps, Shivangi Singh will be working on Mifos Mobile 5.0 under the mentorship of Sashank Mishra and Saksham Handu. Garvit Agarwal will be working on Mifos Mobile CN 3.0 with Abhijit Ramesh as his mentor. Ashwin Ramakrishnan will also be working on our customer-facing apps but converting them to Kotlin. Devansh Aggarwal will be working on our Mobile Wallet 4.0 with Shivansh Tiwari and Naman Dwivedi as his mentors. Ankur Sharma, a returning GSOC intern, will work on building brand new open banking fintech app with Naman, Rajan, and Istvan Molnar as his mentors. 

On the web front, we will aim to complete the rewrite of our web-app, build a more polished and streamlined reference UI for Fineract CN, enhance our online banking app, and build a configuration wizard and extend our Operations UI for Payment Hub EE. Two interns, Karan Takalkar and Muskan Khedia, working with Abhay Chawla and Jivjyot Singh, will be focused on completing the remaining 40% of our new web app in Angular and getting all the testing coverage in place to make sure it’s production-ready. Manish Kumar, another returning GSOC intern, will work under Ankit Ohja on our Online Banking App 4.0. Ashutosh Sharma will split his focus on two sub-projects, a self-guided configuration wizard on the new web-app with support from Bharath Gowda, and adding new screens and functionalities to the Operations UI for Payment Hub EE with support from Adam Saghy. Abhijeet Khangarot will be working on a brand new reference UI for Fineract CN focused on digital and challenger banks with support from Pranjal Goswami, Gaurav Saini, and Giorgio Zoppi. 

On integrations and additional modules for Fineract, we’ll continue to deepen our payments integration, explore more concepts in machine learning and build out more components for decisioning and origination. Subham Pramanik will be building out the Payment Hub EE connector for the GSMA Mobile Money API under the mentorship of Avik Ganguly and Rahul Goel. Finalizing our credit bureau integration module, will be Rahul Pawar, with mentors, Nikhil Pawar and Manoj VM, to guide him. Mehul Arora, will be completing our Machine Learning Credit Scorecards project under the guidance of Lalit Mohan. Yash Khare will be working with Nayan Ambali as his mentor on completing the Vision PPI project. 

We have a stellar class of GSOC interns from ASF and Outreachy working on some critical upgrades, enhancements, and testing improvements to Fineract 1.x to make core platform more stable and and production-ready to be a rock-solid upstream codebase for others to continue to innovate from.  Manthan Surkar will be tackling the expansive code refactoring across the platform along with completing Swagger API documentation and addressing issues in our backlog under the mentorship of long-time and returning mentor, Michael Vorburger. Yemdjih Kaze Nasser is surmounting the much-needed migration of our ORM from OpenJPA to Eclipselink with support from Awasum Yannick, Courage Angeh, and Sanyam Goel. Percy Ashu with the guidance of Awasum will be addressing vulnerability found in code scanning along with improving testing coverage of the platform. Natasha Narajan, part of the Outreachy program that we’re participating in with support from DIAL, is being mentored by Michael Vorburger and focusing on completing numerous tasks and issues from our backlog related to strengthening and hardening Fineract 1.x.

Read on for a brief professional intro for each intern and their project and stay tuned for our second round of posts introducing some fun facts about each intern. Feel free to find them on the lists or Gitter and welcome them to the community. Throughout the summer, we’ll have showcases of their work during the community meetings. 

Mobile Apps

  • Chinmay Kulkarni
    • Android SDK
    • Mentor(s): Ishan Khanna & Rajan Maurya
  • Devansh Aggarwal 
    • Mobile Wallet 5.0
    • Mentors: Shivansh Tiwari, Naman Dwivedi, Rahul Jha
  • Ankur Sharma
    • Open Banking Fintech App
    • Mentors: Shivansh, Naman, Rajan, Istvan Molnar
  • Shashank Priyadarshi
    • Android Client 7.0
    • Mentors: Abhilash Gunasegaran and Saransh Sharma
  • Ashwin Ramakrishnan
    • Convert Customer-Facing Apps to Kotlin
    • Mentors: Rajan Maurya, Ishan Khanna
  • Garvit Agarwal
    • Mifos Mobile CN 3.0
    • Mentors: Abhijit Ramesh
  • Shivangi Singh
    • Mifos Mobile 5.0
    • Mentors: Saksham Handu, Sashank Misra 
  • Ahmad Jawid Muhammadi 
    • Fineract CN Mobile 3.0
    • Mentors: Rajan Maurya

Web Apps

  • Karan Takalkar
    • Web App Rewrite
    • Mentor(s): Abhay Chawla & Jivjyot Singh 
  • Ashutosh Sharma
    • Configuration Wizard and Operations UI for Payment Hub EE
    • Mentors: Bharath Gowda & Adam Saghy
  • Abhijeet Khangarot
    • Digital Bank UI for Fineract CN
    • Mentors: Pranjal Goswami, Gaurav Saini, Giorgio Zoppi 
  • Muskan Khedia
    • Web App Rewrite
    • Mentor(s): Abhay Chawla & Jivjyot Singh 
  • Manish Kumar 
    • Online Banking App 4.0
    • Mentors: Ankit Ohja & Gaurav Saini

Fineract Integrations & Modules

  • Subham Pramanik
    • GSMA Mobile Money API Connector for Payment Hub EE
    • Mentor(s): Avik Ganguly and Rahul Goel 
  • Mehul Arora 
    • Machine Learning Credit Scorecards
    • Mentors: Lalit Mohan
  • Yash Khare
    • Vision PPI 
    • Mentor(s): Nayan Ambali
  • Rahul Pawar
    • Credit Bureau Integration 3.0
    • Mentors: Manoj VM & Nikhil Pawar

Apache Fineract 

  • Manthan Surkar (ASF)
    • Code Refactoring & Swagger API Documentation
    • Mentor(s): Michael Vorburger 
  •  Yemdjih Kaze Nasser (ASF)
    • Migrate ORM to Eclipselink
    • Mentors: Awasum Yannick, Courage Angeh, Sanyam Goel 
  • Percy Ashu (ASF)
    • Improving Code Quality & Testing Coverage
    • Mentor(s): Awasum Yannick 
  • Natasha Natarajan (Outreachy)
    • Strengthening and Hardening Fineract 1.x
    • Mentors: Michael Vorburger

Read more

Enabling Inclusive Fintech to Respond to COVID-19

As countries around the world begin to emerge out of lockdown and economies attempt to recover, the response to the informal economy will be ever more critical as the underbanked are more severely impacted and technology-enabled financial inclusion will be fundamental in helping soften the impact of COVID-19. We have created a special section on Mifos.org (https://mifos.org/take-action/covid-19/) to highlight how our open building blocks for digital financial servies and global community can help the Base of the Pyramid absorb the severe economic shock of the pandemic through the innovation of inclusive fintech enabling the rapid delivery of G2P benefits, flexible and streamlined operations, and an accelerated transformation towards digital payments and branchless channels.

You can explore these building blocks, our APIs and reference mobile apps, and even sign up for a sandbox in the cloud.

Our COVID-19 response also includes links to resources and knowledgebases compiled by BFA Global, CGAP, and the Center for Financial Inclusion on COVID-19 and Financial Inclusion . We’ll also be adding a section showcasing how partners across our community have been helping their local fintechs and financial institutions swiftly respond to the emerging needs of their customers.

James Dailey, Mifos founder and Chairman of our Board, has been championing how the sector can use our open building blocks for digital financial services to rapidly deploy accounts and enable G2P payments in the cloud. He showcased this in the tech demo below he gave at the 2020 Global Digital Development Forum and detailed out the challenges and opportunities that will be faced in helping the informal economy recover in article he co-authored with Jill Shemin on NextBillion.net.

Mifos Welcomes Fintech Advisor, Ali Hussein Kassim

Ali Hussein KassimWe are pleased to formally announce the newest member of our board of business and technical advisors, Ali Hussein Kassim. Ali is a true visionary in the fintech world and will use his expertise and critical insight into the sector will help shape the ongoing product and community development strategy and advance our sustainability endeavors. Ali wears many hats across the African fintech landscape and has already been advising us and helping connect Mifos with new opportunities throughout 2019.

Connect with Ali on LinkedIn as he’s certain to spark up a through-provoking and insightful conversation with you.

Join us in welcoming Ali; we look forward to his deeper role in helping the ecosystem grow and establish a stronger foothold for Mifos across the African fintech market.

Here’s a bit more on Ali:  Ali is the CEO of FinteXX Technology Ltd, a Pan-African Fintech company that enables the financial ecosystem to utilize digital technologies towards enhancing efficiency, bring innovative financial solutions to the unbanked across the continent and create awareness towards the transformative nature of Financial Technologies. He is also the Principal, AHK & Associates, a Digital Transformation Consultancy focused on enabling clients leverage Digital Technologies to achieve Transformational Change in their organizations. He is also an investor and mentor to startups the Demo Ventures Franchise. Apart from that, he is the immediate former CEO of 3mice interactive media ltd, a Nairobi based pioneer Digital Agency in East Africa and was also the founding CEO of Wunderman (Kenya), a Global Digital top ten Agency, where he successfully implemented the Balanced Scorecard, a management tool for translating strategy into action.

Ali also plays an active role on a number of different boards including:

    • Oversight Board of The Kenya Tourism Promotion Fund, a government agency set up to fund the promotion of tourism in the country
    • Board  of Longhorn Publishers, the leading publishing house in East & Central Africa where he is instrumental in defining the Digital Strategy for the company; 
    • Law Africa, a leading Law Publisher in East Africa 
    • Trustee of the Kenya ICT Action Network (KICTANet)
    • East Africa Advisor, Kinesis.Money, a revolutionary monetary system, based 1:1 on allocated physical gold and silver, bringing back a true store of value to the global economy and rewarding all who participate.
    • Alive & Kicking, a social Enterprise with operations in 3 African countries.. 
    • His board experience also includes  a six year term as board member at the Kenya Network Information Centre, the .ke Registry between 2006-12.

Mifos selected as Runner-Up for Best Financial Inclusion Initiative at 2019 Financial Innovation Awards

The Mifos Initiative is honored to have been chosen as the Highly Commended runner-up entrant for the Best Financial Inclusion or Outreach Initiative at the 2019 Financial Innovation Awards hosted by The London Institute of Banking and Finance this past month in London.

Congratulations to the NS&I Government Payment Services on winning the award for its Help to Save initiative; we are are honored to be in such esteemed company of  impactful and innovative solutions including PAYG solutions from Azuri, banking solutions for the visually impaired from Lloyds Bank, and the Principality Building Society’s financial education initiative.  Thank you to the London Institute of Banking and Finance for this valuable recognition.

Alex Fraser, CEO at The London Institute of Banking & Finance, said: “As technology advances, the finance sector is often in the frontline of change. Organizations like the ones being recognized and celebrated in the Financial Innovation Awards, are vital in driving forward and progressing the future of the sector.  These highly prestigious awards give companies the opportunity to demonstrate their ground-breaking and innovative approaches, which will go on to shape the future of the financial services industry and the value it provides. A huge congratulations to all the winners!”

See the list of all the winners and shortlisted finalists.

About the Financial Innovation Awards

The Financial Innovation Awards, held on Thursday 21 November at Hilton London Bankside, recognize some of the most innovative companies in the banking and finance sector. 

This year 64 companies were shortlisted for awards in 22 categories covering: products & services; customer experience and delivery channels; responsibility and inclusion; and the future of financial services. 59% of the companies shortlisted were from the UK, while 41% were international including from the UAE, Canada, Bangladesh and Brazil. 

About The London Institute of Banking & Finance 

  • The London Institute of Banking & Finance has been at the heart of the finance sector since 1879. We’re a professional body and registered educational charity, incorporated by Royal Charter. 
  • We’re an awarding body for industry qualifications covering a range of subjects, including banking, investment, trade finance and regulated advice; in the UK and internationally.
  • We’re a university college, providing undergraduate and postgraduate degrees for students aiming to pursue a career in banking and finance.
  • We’re also the only specialist provider of personal finance qualifications at GCSE and A Level, helping young people to develop vital money management skills for life.

Meet the 2019 Google Summer of Code Class of Interns

Google Summer of Codegsoc2016-sun-373x373 2019 is well underway. We are now just nearing the end of Google Summer of Code but we still would like to properly introduce you to this year’s class of interns – GSOC is now in its 15th year and Mifos has the honor of participating for the sixth time independently and eighth year overall. Once again this is our biggest year to date with a total of 14 interns participating in GSOC directly through the Mifos Initiative. In this post we’re also going to introduce you to two GSOC interns that are being mentored through the Apache Software Foundation as well as two Outreachy interns sponsored by DIAL and the Outreachy General Fund working on documentation projects.

We have six interns working on mobile apps, three interns working on web apps, six interns working on new modules or the back-end for Fineract, one intern working on Fineract CN, and two Outreachy interns working on migrating our mailing list to Discourse and converting our user manual to a Gitbook. Stay tuned for some upcoming webinars in which our interns will be showcasing their work to our community and Part 2 of this blog post giving a personal look into each of interns. 

For our suite of Mifos Mobile Apps on Fineract and Fineract CN, we have six students continuing to extend them. Moksh Mahajan, under the mentorship of Tarun Mudgal, will be extending our Android Field Operations App to Version 6.0. Prashant Khandelwal is working Mifos Mobile 4.0, our mobile banking app, Shivansh Tiwari is working on Version of our Mobile Wallet, Saksham Handu, under the mentorship of Rajan Maurya, is working on Version 3.0 of Fineract CN Mobile while Abhijit Ramesh is working on Version 2.0 of Mifos Mobile CN. Lastly Manish Kumar is contributing to FiinWallet – a hybrid mobile wallet/banking app contributed by Fintecheando. 

On the front-end, both Jivjyot Singh and Abhay Chawla are working completing the rewrite of the Mifos X web app into Angular 7 while Cajetan Rodrigues is working on Version 3.0 of the Online Banking app.

On the back-end for Fineract, we’re looking to wrap up some eagerly awaited projects and release some new Mifos X innovation, Sidhant Gupta is using the recently created Payment Hub to integrate with the GSMA mobile money API. Apporva MK is experimenting with some bleeding edge technology by building out a tool to collect the PPI by only taking images and using the Computer Vision APIs and machine learning to detect objects in those imagesk. Anshul Singth is refining the Mifos chatbot and helping to make it production-ready – Likewise, Supreeth S Karan, is continuing our machine learning project development a scorecard from credit risk assessment. Last but not least, Dylan Robson is hardening and strengthening Fineract and Mifos X by fixing some long outstanding bugs and feature request from our backlog. 

Under the umbrella of the Apache Software Foundation, on Fineract CN, Ebenezer Graham, is continuing his contributions working to remove Category X dependencies. Kang Brader is updating and making production-ready our Swagger APIs.

Participating in Outreachy with the support of DIAL, we have two interns from Cameroon working on documentation and collaborative projects – Massabe Lydian Kengne is converting our user manual to Gitbook format and Kerlyn Manyi is migrating our old Mifos mailing lists and Google Groups to a highly collaborative Discourse forum.

Mobile Apps – Mifos X (Fineract)

Prashant Khandelwal

 

 

 

 

  • Mifos Mobile 4.0
  • Mentor: Rajan Maurya & Anamika
Shivansh Tiwari – India

 

 

 

 

  • Mobile Wallet 3.0
  • Mentor: Naman Dwivedi
Moksh Mohajan – India

 

 

 

 

  • Android Field Operations App 6.0
  • Mentor: Tarun Mudgal
Manish Kumar – India

 

 

 

 

  • FiinWallet
  • Mentor: Victor Romero & Karina

Mobile Apps – Fineract CN

Abhijit Ramesh- India

 

 

 

 

  • Mifos Mobile CN 2.0
  • Mentor: Rajan Maurya & Abhilash G
Saksham Handu – India

 

 

 

 

  • Fineract CN Mobile 3.0
  • Mentor: Rajan Maurya
   

Mifos X Web Apps

Abhay Chawla – India

 

 

 

 

  • Web App Rewrite & Configuration Wizard
  • Mentor: Gaurav Saini & Pranjal Goswami
Jivjyot Singh – India 

 

 

 

 

  • Mifos X Web Rewrite to Angular 7
  • Mentor: Pranjal Goswami & Kelvin Okwome
Cajetan Rodrigues – India

 

 

 

 

  • Online Banking App 3.0
  • Mentor: Ankit Raj Ohja
 

Fineract & Mifos X Modules

Sidhant Gupta – 

 

 

 

 

  • GSMA Mobile Money Integration with Payment Hub
  • Mentor: Avik Ganguly & Manoj VM 

Dylan Robson – USA

 

 

 

 

 

  • Hardening 0f Mifos X and Apache Fineract
  • Mentor: Courage Angeh & Vishwas Babu
Apoorva M K – India

 

 

 

 

  • Computer Vision PPI
  • Mentor: Ishan Khanna, Nayan Ambali, Rahul Goel
Anshul Singh – India

 

 

 

 

  • Mifos Chatbot 2.0
  • Mentor: Aleks Vidakovic & Raul. 
Supreeth S Karan 

 

 

 

 

  • Machine Learning Scorecard for Credit Risk Assessment
  • Mentor: Lalit Mohan
 

Apache Software Foundation GSOC Interns

Kang Brader – Cameroon 

 

 

 

 

  • Update Swagger API Docs
  • Mentor: Sanyam Goel
Ebenezer Graham – Mauritius

 

 

 

 

  • Remove Category X Dependencies 
  • Mentor: Isaac Kamga & Awasasum Yannick
   

Outreachy Interns

Kerlyn Manyi – Cameroon

 

 

 

  • Migrate Google Groups to Discourse
  • Mentor: Ruphine Kengne & Ed Cable
Massable Lydiane Kengne – Cameroon

 

 

 

 

  • Convert User Manual to Gitbooks Format
  • Mentor: Courage Angeh
   

 

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Mifos at OSCON 2019

The Mifos Initiative had the honor of being at OSCON hosting a booth in the non-profit pavilion of the Expo Hall for the ninth year this past month in Portland, OR. We also were able to continue telling our transformative story around Open Source Core Banking through a talk on the Business Summit given by Edward Cable, on Democratizing Financial Services and how Open Source Core Banking is enabling a multiplier effect. As we’ve done in the past, we like to share the firsthand experience of our Business Development intern at their first OSCON – read on below for a glimpse into Jackson Reed’s first time at OSCON. 

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Mifos and Mojaloop – an End to End Open Source Architecture for Digital Financial Services

I’m pleased to announce the ongoing collaboration between the Mifos Initiative and the Mojaloop community being funded by a strategic grant from DIAL (Digital Impact Alliance), and their Open Source Center. With the funding from DIAL, we’re embarking on the first step in our vision to create an end to end open source architecture for digital financial services, integrating Mifos and Mojaloop. Mojaloop provides the digital payment rails and Mifos provides the account management engine fueling innovation on top of them. Working with the team at DPC Consulting in Hungary, we have created a Mifos lab which provides a live environment for digital payment transactions to flow through a Mojaloop switch, initiated from accounts held at Digital Financial Service Providers (DFSPs) running Fineract and Fineract CN as their account management system. We had the honor and pleasure of joining the Mojaloop community and demoing this at the recent community convening in Arusha, Tanzania.

In Tanzania we could see the strong progress being made around the codebase and the growing force of the Mojaloop community. Post the convening, the tremendous momentum continued with a number of announcements centered around Mojaloop adoption across all segments of the financial services sector.  The Central Bank of the Republic of Tanzania announced the development of TIPS, the Tanzania Instant Payment System, of which they’ve chosen to adopt Mojaloop as the basis for their same-as-cash electronic payment system. WOCCU announced its digital financial inclusion strategy to reach 50 million-plus people across Asia centered around  a project to design interoperable, open-loop, low-cost, real-time payment platforms for its global network of credit unions across Asia, exploring the use of the Mojaloop open-source platform. Great progress is being made with the launch of Mowali, the mobile wallet interoperability initiative powered by Mojaloop, and led by Orange and MTN to enable interoperable payments across all of Africa. The DFS Lab Mojaloop Hackathon in Dar Es Salaam, Tanzania, in mid-April is fast-approaching and will give fintech companies an opportunity to develop and test innovative use cases on Mojaloop. 

The Mifos Initiative looks forward to being an enabling factor in not only extending the functionality of Mojaloop and evangelizing the platform but most importantly enabling and accelerating adoption by providing a robust lab environment and a Mojaloop-ready open source toolkit of account management systems, mobile wallets and a payment hub to facilitate the smooth integration with the Mojaloop APIs. Our vision is to provide the account and wallet management capabilities for an institution that wants to connect to Mojaloop whether they’re a SACCO or MFI, a fintech company, a mobile wallet provider, or even a bank.

Thank you to DIAL for enabling this collaboration, the DPC team for their stellar work, the Gates Foundation for enabling our participation at the convening and the Mojaloop community and ModusBox team for all their support with the integration. 

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Mifos Partners with Corent Technology to Transform Delivery of Core Banking Platforms via SaaS

We’re excited to announce our collaboration with Corent Technology to transform the delivery of both our 2nd and 3rd generation Mifos solutions via the cloud through their SaaS enablement solution, SurPaaS®. We’re eager to work with community members that would like to pilot using Mifos X as a SaaS solution through Corent’s solution as well as partners who’d like to leverage the SurPaaS stack to deliver a cloud-hosted solution at scale. Please view the full press release or read on below:

ALISO VIEJO, Calif.–(BUSINESS WIRE)–Corent Technology, a technology leader in cloud migration, optimization and SaaS enablement, has teamed up with the Mifos Initiative to launch Mifos X financial application as a fully instrumented SaaS solution, to facilitate access to core banking services for the over 3 billion unbanked and underbanked world population, a major step toward eliminating extreme poverty in under-developed communities.

“We are pleased to support the Mifos Initiative – a leader in financial inclusion and microfinance technology – in their mission to enable financial institutions to bring responsible financial services to the over 3 billion people who are without effective access today,” stated Feyzi Fatehi, CEO of Corent Technology.

“Such a bold mission, serving potentially thousands of smaller financial institutions, requires a SaaS solution that is highly automated and scalable and that can be easily deployed, efficiently delivered and affordably managed. By powering the Mifos X Platform with the SaaS-enablement capabilities of SurPaaS, we are pleased to be a part of empowering this global initiative,” added Fatehi. Read more

Top 10 Mifos Moments of 2018

As 2018 comes to a close, it’s time to look back on the year that was. The growth of our ecosystem, both in scale of outreach and breadth of services and solutions continues to impress us – more than 10,000,000 individuals are now being reached by solutions powered by Mifos and Fineract! We finally began to tell that story on a grander stage, getting the word out at multiple conferences and getting recognized for different awards. While we didn’t ship many official releases, we’re ready to release the newest versions of our mobile wallet and mobile banking apps, the next release of Mifos X and are ready to jumpstart the community around Fineract CN.

As we heads toward 2019, we look to our vibrant ecosystem to help us take the Mifos Initiative to new heights – we’ll be working directly with partners to catalyze new solutions, we’ll be launching an association-based funding model to directly enable partners and users to help with ongoing sustainability, and we’ll begin executing upon our roadmap for Fineract CN, unlocking our vision of Financial Inclusion 2.0.

Here’s our list of the top 10 moments from 2018 in more or less chronological order.

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Mifos selected as Runner-Up for Fintech for Good Award in 2018 Banking Technology Awards

The Mifos Initiative is honored to have been chosen as the Highly Commended runner-up entrant for the Fintech for Good Award in the 2018 Banking Technology Awards led by Fintech Futures.

While Deutsche Bank took home the Fintech for Good Award for its CommunITy Hackathons, we are pleased to have the prestigious honor of being selected as the Highly Commended entry amongst finalists like , , , , , and Banco BNI Europa.

Thank you to Fintech Futures and Comms for Good for hosting the awards and this valuable recognition. We’re proud that the impact of our community and ecosystem got to be recognize on this grand fintech stage and look forward to this as a springboard to further strengthen Mifos/Fineract as a recognizble name for open source banking, digital financial services innovation, cloud-based core banking, and banking the underbanked.

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