Mifos X is our standard distribution containing the platform, web client, and mobile client along with Apache Fineract (R) as the backend (Apache Fineract (R) is an open technology platform for financial inclusion).  Together they provide the core functionality and modern interfaces needed to deliver financial services to the 2 billion poor and unbanked.

Mifos X can be deployed in any environment: cloud or on-premise, on or offline, mobile or PC; it’s extensible enough to support any organizational type or delivery channel, and flexible enough to support any product, service, or methodology. For any organization, big or small, it will provide the client data management, loan and savings portfolio management, integrated real time accounting and social and financial reporting need to bring digital financial services in a modern connected world.

If you’re looking to deploy a modern production-ready release of Mifos X containing the platform and web and mobile clients, download it here.

Or if you’re looking to contribute and build on the Apache Fineract platform grab the source code on GitHub

Apache Fineract (R) is distributed under the Apache 2.0 license and Mifos X under the Mozilla Public License 2.0.

Current Release

Mifos X 25.03: Mar 26, 2025: Scalability, Progress Loan Schedule Module

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  • Our vision is simple. Architect a platform that fulfills the four key pillars of the roadmap to financial inclusion.

  • Each feature is openly distributed in our core platform and cleanly exposed via an API

  • So that our community can grow and evolve this platform by building out a full suite of apps.

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You can simply start using the Mifos X on your own or with one of our Partners or if you need a custom solution, extend the Mifos X platform to create your own. Both are built on the leading OS frameworks, fully open, and supported and extended by our global partner network and community of volunteers.


Fineract Platform

Modern platform with a modular service-oriented architecture providing the core functionality needed for financial inclusion. Everything is exposed through APIs allowing partners & developers to leverage and re-use the core while quickly building out unique apps, solutions, and integrations.

Mifos X Architecture Diagram
Get Source Code
Browse API

Mifos X

Our standard product built on top of the platform including both a web client and mobile client.  It’s a lightning-fast, cleanly designed, responsive web app that supports the most common financial inclusion methods. Customers can use it out of the box, partners can resell it as is or can modify and localize it to fit their region.

Find a Partner
Download

  • Our vision is simple. Architect a platform that fulfills the four key pillars of the roadmap to financial inclusion.

  • Each feature is openly distributed in our core platform and cleanly exposed via an API

  • So that our community can grow and evolve this platform by building out a full suite of apps.

PreviousNext
123

You can simply start using the Mifos X Community App on your own or with one of our Partners or if you need a custom solution, extend the Mifos X platform to create your own. Both are built on the leading OS frameworks, fully open, and supported and extended by our global partner network and community of volunteers.

Fineract Platform

Modern platform with a modular service-oriented architecture providing the core functionality needed for financial inclusion. Everything is exposed through APIs allowing partners & developers to leverage and re-use the core while quickly building out unique apps, solutions, and integrations.

Mifos X Architecture Diagram
Get Source Code
Browse API

Mifos X

Our standard product built on top of the platform including both a web client and mobile client.  It’s a lightning-fast, cleanly designed, responsive web app that supports the most common financial inclusion methods. Customers can use it out of the box, partners can resell it as is or can modify and localize it to fit their region.

Find a Partner
Download Now