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Mifos X – The Next Generation

Fresh off the recent Margaret H release, we’ve published the product roadmap for 2012. SolDevelo will be leading the community as it develops new functionality and extends the reporting and accounting capabilities for the upcoming year.  With current development plans squared away, I wanted to share with you what’s in store for the future. Our vision for Mifos is to be the operational platform to deliver financial services to the poor – whatever your methodology, however you reach your clients, we want to be the lightweight technology powering your outreach.

 I sat down with the leads for our community architecture team, Keith and John Woodlock, to discuss with them the Mifos X project, the long-term development initiative that will provide the community a revamped platform for scale and extensibility.

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Announcing the Vinolia I Release and 2012 Product Roadmap

We are pleased to announce the 2012 Product Roadmap including our next major upcoming release of Mifos, Vinolia I.  Vinolia is a member of Lumana Credit in Atorkor, Ghana. With access to credit and entrepreneurial training from their staff, she is increasing her income and improving the lives of her seven children.

Vinolia has been a fish monger her enter life and has been using her loan from Lumana to supplement her income and expand her business to selling spicy porridge.  Unfortunately Vinolia recently lost her entire house including her savings and loan passbook to a fire.  With up to date records in Mifos and utilizing the notes field in her client profile, Lumana was able to craft a flexible approach to disaster relief and repayment for Vinolia.  Lumana’s outreach is focused on rural women in Ghana – they are looking forward to continued enhancements on the way in Mifos improving ability to survey and capture information through mobile devices.

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Announcing the Margaret H Release

Following the transition of Mifos from the Grameen Foundation, we’re pleased to announce the first major release of Mifos fully supported by community members.  This release will be code-named Margaret H in recognition of Margaret Matinde, one of the many women that Nuru Kenya has been empowering to rise up from extreme poverty.

Margaret Matinde has been a Nuru client for three years. Throughout this time, Nuru gave her the ability to save and the opportunity to take out a loan to start a successful restaurant business. Now instead of struggling to provide for her children, she can send them to school and focus on building their future. For the past year and a half, Nuru has been using Mifos to administer loans and savings accounts to clients like Margaret through their Community Economic Development program.  Rebecca Herrington and her team have been an active and engaged community member throughout the transition.

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