Mifos Specialist pushes forth in Mozambique

Miguel Jóia representing Iniciativa Mifos Moçambique recently presented Mifos at the 10th anniversary celebration of ICC Mozambique.

A Toast to the Iniciativa Mifos Moçambique

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Building on the 10th anniversary of the ICC Mozambique, members of the Iniciativa Mifos Moçambique presented on the 8th of December their Mifos-related services for various Microfinance Operators, regulators and funders.

The Iniciativa Mifos Moçambique has been in the market since February 2010 and completed in September its first Portuguese Mifos deployment for a Mozambican MFI. Mifos partners, SBS (Miguel Jóia), ICC (Henriqueta Hunguana) and Afrisis (Natu Lauchande) represent this Mifos Specialist providing value-added services for the Mifos platform and expressed their commitment to disseminate and implement the Mifos system in Mozambique and other Portuguese speaking countries.

Plans for 2011 are:

  • Maintain a minimum of one monthly active Mifos Deployment
  • Develop Iniciativa Mifos Moçambique Web-site
  • Assist with development and implementation of the Mozambique PPITM index
  • Advertise the initiative to potential Mifos funders for local MFIs to facilitate the Mifos implementation process.


About SBS


h16 (2)SBS – Insurance & Banking Solutions, is an individual company formed by its manager, Miguel Jóia Santos, with the primary aim of providing the Mozambican Financial market with business solutions to the Microfinance, Banking and Insurance Sectors. They have extensive experience in the banking and insurance sectors and utilize strict project management standards and techniques to manage multiple areas of business consultancy. SBS always seeks to provide a value added proposal, through suitable partnerships with local and international companies in business areas, systems and technology. Together with ICC Mozambique Lda and Afrisis, Lda, they are delivering Mifos as the standard tool for the management of microfinance institutions, ASCAs, government local initiative funds, and agriculture promoters in Mozambique.

Services offered include:

  1. Consulting services on information systems, business and work-flow processes for Banking, Insurance and Microfinance sectors
  2. Mifos Specialist and project manager for Mifos deployment
  3. Project Management training and consulting services.

About ICC


ICC Mozambique Lda is a part of ICC Group, a Southern African management inicitiative_mozambiqueconsulting and training firm that promotes private-sector led economic growth. ICC’s mission is “to contribute for the economic and social development of the African Portuguese Speaking Countries through the provision of high quality consulting services and training to financial institutions, SMEs and international and national development organizations” through interventions in six areas:


  1. Strategic Planning
  2. Microfinance consulting services
  3. Training and Institutional Capacity Building
  4. Business Development Services to SMEs
  5. Economic studies
  6. Project Management

Through its 10 years of existence in the Mozambican market, ICC has provided services to most Mozambican MFIs individually or in groups in the form of institutional assessments, markets research and product development, strategic planning impact assessment, training and capacity building and sector studies and support to the microfinance association.

About Afrisis


AfriSis Lda. is a private company composed by young Mozambican software engineers that have been contributing to both public, private institutions and ngo’s with their innovative products and services. The main vision of the company is to provide the market with the best possible solution and services, contributing to the enhancement of software development and implementation. They plan on achieving this aim exposed in terms of vision by being on the cutting edge of IT research and development. Their clients list range from various Mozambique Ministries, Telco related companies, financial institutions, research institutes (both private and government institutes) and leading NGO’s in both health and socio-economic areas. They are also involved in outsourcing software services in the mobile applications area  to USA (J2ME and Android). Afrisis has developed and deployed end to end (mobile, touch-screens, sms’s, desktop, web) software solutions across all provinces of Mozambique.

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(From Left to Right (Natu – Afrisis, Miguel – SBS, Henriqueta – ICC)
Members of Mozambique community watching presentation.