Mifos X

 

Mifos X, The Platform

Mifos X represents the next generation of Mifos - it is the open technology platform for financial inclusion to the poor. It aims to fulfill our long-term vision of a fully extensible platform that can scale through multi-tenancy and rapidly be extended upon through a clean layered architecture and full API. Mifos X is faster, lighter and cheaper to extend. The back-end platform provides all the common functionality needed for financial inclusion.  All these services are exposed through a RESTful API to rapidly build new front-end client applications for financial services to the poor. 

Mifos X, The Product

For you the users, Mifos X gives you a platform in which you can deploy various applications and modules to support whatever model you use to deliver financial services to the poor. Mifos X is lightweight, easier to use, cheaper to host and ready to extend. Flexibility is at your fingertips so please sign up for updates on Mifos X and try the initial reference user interface at our demo site at https://demo.openmf.org (mifos | password).  View the 2013 Product Roadmap for a timeline of major releases including our July release containing all the platform functionality supporting group lending and our September release with a completely revamped user interface and the full range of functionality found in our current Mifos 2.x codebase. 

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Who Should Use Mifos X Platform 1.0

This release is the first official stable release containing all the platform functionality and APIs to support individual lending. It ships with a simple reference user interface to demonstrate these APIs. In September 2013 we'll launch the revamped user interface on top of Mifos X that will surpass the functionality and user experience found on our legacy Mifos 2.x codebase. 

 

Mifos X Platform 1.0 should be used by:

  • Specialists and Developers seeking a stable release of the platform to begin developing new applications through the API
  • Larger MFIs previewing the functionality and architecture of the new codebase
  • Small MFIs practicing individual lending seeking to use the initial reference app in production.
 

How you can help

The initial version of the core Mifos X platform has been developed with support for individual lending. We're currently adding support for more sophisticated features and the other methodologies like group lending.  The API is in place and we're ready for developers to help extend the platform and build new applications! 

Client App Developers

Build on top of the platform through our RESTful API. We're seeking client application developers to help our MFIs build out app for the desktop, mobile, and tablet focusing on web standards like HTML5, CSS3, Javascript (jQuery, jQuery UI) or through a framework like PhoneGap.

Platform Developers

Build the platform. Core developers with experience in Jersey, Spring Framework, Spring Security, Spring Data JPA, Spring JDBC, Java 1.6, Tomcat 7, MySQL 5.1 who want to build out the platform and its helper services are needed. Past financial services experience will be helpful in quickly getting up to speed on the microfinance domain.

Next Steps