Mifos is an industry-wide initiative to address the microfinance industry's information management challenge. Using the open source paradigm, we are creating a new service model that will increase access to technology for all microfinance institutions, ultimately enabling them to extend their reach to the world’s poor. 

At the center of the initiative is the Mifos product, a freely available world-class management information system (MIS) that provides the core functionality required by microfinance institutions. The flexibility and scalability of the product means that we'll be able to simultaneously standardize common processes, accommodate regional variations, and scale for new innovations in the future.

We invite you to join with other microfinance institutions (MFIs), IT professionals, software developers, and industry leaders worldwide and become part of the Mifos community. Only with the participation and collaboration of all of us can Mifos have the truly revolutionary impact for which it has the potential.

With Mifos, the microfinance industry as a whole not only benefits from the technology, it contributes to it, improves it, and owns it.

What does Mifos mean for you?

For MFIs, Mifos provides the flexible, cost-effective technology needed to extend your outreach to the poor. You will be able to select locally-based deployment and support specialists to assist with the implementation of Mifos and with maintenance support services. Without having to build your own system, you will gain a powerful, robust product, yet still benefit from greater control of the functionality. And with a global community contributing toward product maintenance, you will have confidence in the reliability, security, and support of the software.

If you are an IT specialist, you will join other IT professionals - some of whom have been servicing the microfinance industry for many years and others that are tapping into the new business opportunity that Mifos presents. Mifos offers an open partnership, whereby "Mifos Specialists" are the service and support channel and core to the success of the Mifos ecosystem. The Mifos community commits to providing ongoing collaboration and support to our partner Mifos Specialist network. 

For software developers, this is a unique opportunity to use your technical skills to contribute to the fight against world poverty. And you will not be working alone. You will be part of a worldwide community of paid and unpaid developers, writing code, conducting peer reviews and finding bugs and security holes.