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Mifos X Platform & Community App

Release Date: December 2nd, 2015
Loan Loss Provisioning, Loan Rescheduling, Floating Interest Rates, Self-service API's

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Mifos X is an extended platform for delivering the complete range of financial services needed for an effective financial inclusion solution.

Flexible Platform

As the industry’s only open platform for financial inclusion, we provide affordable, adaptable and accessible solutions for any segment of the market, new and small financial institutions can easily start with our community app in a hosted environment, medium and large institutions that are evolving into full-service providers of financial inclusion can use our global network of IT partners to configure a Mifos X solution, and innovators can build and scale entirely new solutions on our API-driven platform.

Global Community

The Mifos community collectively creates, supports, and sustains innovation worldwide. Our open distributed development model and collaborative support network enable Mifos X users to access and share the knowledge of our global community. local IT partners to provide technology services for financial inclusion, global volunteers to contribute to and extend the platform, and local chapters built around to educate on best practices for technology-enabled financial inclusion.

Product Success

The Mifos X platform contains all the functionality needed for deploying a complete financial inclusion solution and can be configured for any combination of financial services, for any market or demographic, and for any organizational type.

Mission Success

Mifos X keeps your focus on the success of your social mission by allowing you to grow the solution by adding apps, start simple with minimum needed functionality, and evolve into a complete solution for financial inclusion

Deployment Success

The modern Mifos X design of platform + apps + cloud delivers flexibility, low cost, ease of deployment, and ease of integration with accessibility in any environment.

Our Mission

To speed the elimination of poverty by coordinating a global community that builds, supports, and uses Mifos X, a free and open source platform that enables financial service providers to more effectively and efficiently deliver responsible financial services to the  world’s 2 billion poor and unbanked.

3 Billion Maries

We aim to create a world of 3 Billion Maries  where each of the 2 billion poor and unbanked has access to the financial resources needed to create a better life for themselves and their family. 3 Billion Maries is the shared vision that unites our community and what the Mifos Initiative works towards each day.

Latest News


Friday in Ecuador

Friday, July 15th, 2016 After a week of work, the Mifos Innovation…

Thursday in Ecuador

Thursday, July 14th, 2016 The week is almost over but the…

Wednesday in Ecuador

Wednesday, July 14, 2016 The Mifos Innovation Team has finished…
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Tuesday in Ecuador

Tuesday, July 12th, 2016 The Mifos innovation team saw no…
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Monday in Ecuador

Monday, 11 July 2016 The Mifos Innovation team of  Ed Cable,…

Mifos in Ecuador

Hello Mifos Community, There are still 2.5 billion people…

Upcoming Events

Mifos Coming to SOCAP15

We’re honored to be a part of SOCAP15, the world’s foremost gathering of social innovators. SOCAP15 will convene leading impact investors, world-class entrepreneurs, and innovative cross-sector practitioners on October 6-9 in San Francisco for three full days of networking and engaging content at the intersection of money and meaning. Craig Chelius will be giving a Ted-Style talk on the SOCAPTV stage entitled Building the Bank of the Future to Reach the Unbanked.

We’ll be taking the stage Wed Oct 7 from 2:30 to 3:30pm PT so please stop by and watch if you’re at SOCAP or stay tuned for the recording.


Mifos to Present at FinDEVr 2015

FinDEVr is the premier event for FinTech Developers. We are excited to take the stage for the second year in a row as a presenter. The focus of FinDEVr is on builders (i.e. developers, software architects, CTOs and other builders) forging the future of financial, banking & payments technology. There is no other event devoted to these technologists and the special challenges they face in reshaping one of the most important industries in the world.

Craig Chelius and Markus Geiss will introduce the next generation of the Mifos platform which will help to catalyze a new wave of digital financial service applications. We’ll be presenting from 4:00 to 4:30pm on Tuesday Oct 6.