Mifos X – Robust Financial Service Engine

Mifos X is a robust core banking platform that is delivered via the cloud or hosted on premise. It provides the functionality and scalability to scale horizontally across any form of financial inclusion and vertically for an organization of any size. Mifos X is powered by the Apache Fineract platform and provides a suite of web and mobile apps that you can configure and extend to meet your needs.

  • Portfolio Management – Innovation and Agility are critical in financial services. Our centralized product configuration engine supports a vast range of credit, deposit, and share-based products for groups, individuals or businesses allowing you to innovate on the fly and rapidly respond to customer demand.
  • Client Management – Owning your relationship with the customer is critical.  The customer account is at center of Mifos X allowing you to uniquely identify, know, and assess risk of your customer and attach any type of financial service or collect any type of data for them.
  • Business Management – Efficiency and Transparency are vital to your success. Mifos X provides a robust accounting package that fully integrates with your portfolio and can act as a stand-alone system for your entire general ledger. Pentaho integration provides enterprise-level business intelligence and the ease of creating customized reports.
  • Mobile Delivery & Enablement – The future of financial inclusion is digital and we’re ready to help you go mobile. Mifos X provides rich set of staff and customer-facing mobile apps for field-based and branchless operations and self-service interactions from your customers. Our robust self-service APIs and web hooks framework allows you to go branchless and rapidly integrate with mobile money and digital financial services.

Institutional Information Management


Risk Management Tools

Productivity Tools

Customer Support and Communications

Secruity & Internal Control


System Administration


Transactional Accounts

Share and Equity Accounts

Mobile Field Operations

Self-Service Operations

Savings Accounts

Client Management