Terms of the Agreement between you, the Volunteer, and GFUSA: You affirm to Grameen Foundation USA (GFUSA) in connection with your participation in the GFUSA-sponsored process of Mifos development (the Project):

• You will only contribute to the Project intellectual property that you are free to contribute and that belongs solely to you.

• If you use the equipment or resources of your employer in connection with your work on the Project or you do work on the Project during you're the period that your employer considers to be working hours or you have an agreement or company policy that limits your participation in the outside projects, you have obtained permission from your employer to participate in the Project.

• Your participation in the Project will not violate any laws of any applicable jurisdiction, including any United States Export laws. You are not a citizen of any nation to which export of (or access to) technology is prohibited under United States Export Laws and you are not a person listed in any United States law as prohibited from access to technology.

• All code, including your contributions to the Project will be released under the Apache 2.0 open source license.

• Information about or from the Project's beta customers is confidential and you will not disclose that information to third parties or use it for any purpose other than to make contributions to the Project.

• You understand each of these matters and have had an opportunity to ask questions of GFUSA to get all clarifications required by you.

This code may be subject to the U.S. export control laws, including the OFAC sanctions regulations and the Export Administration Regulations, and may not be exported or re-exported to countries, entities or persons, or for end-uses, that are restricted under these laws.