Posts

Fintech Forum: Loan Origination

For our latest round of the Fintech Forum, we’re combining several topics. At heart of this post is a guest blog from Gururag Kalanidhi of Habile Technologies looking at the Latest trends in Loan Origination. His post dovetails well with some of the research briefs that several of our GCI students did on digital credit. 

This research and the guest blog post nicely complement a couple ongoing conversations we’re having across the community related to the product roadmap as a whole for Fineract CN and how our ecosystem is leveraging artificial intelligence, machine learning, and big data to make faster and better credit decisions while also delivering more impactful products and services.

To give your feedback on what you’d like to see in Fineract CN in general but also specifically as it relates to loan origination, please fill out this quick survey

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Star Contributor of the Month – Steve Conrad

We are recognizing Steve Conrad, a full-stack developer at Dassault Systems in Minnesota, as our newest Mifos Star Contributor. Steve only came to our community in early January of this year but in that short time has become an anchor of the community and been adding vital support to the Fineract platform when we need it the most. He fixed a number of critical bugs in the most recent release, made Fineract compatible with MySQL 5.7 and is now leading efforts to integrate the Payment Gateway project into Fineract and build a lab environment integrating Fineract with Mojaloop. Steve’s passion and commitment to poverty alleviation along with his deep expertise has been on full display. He’s one of those transformative volunteers that can have a tremendous impact on our project and we look forward to his leadership in the community as a recently added Apache Fineract committer.
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2017 Google Code-In: A Closer Look

This year’s participation in Google Code-In was so overwhelming that we’ve split our recap into two posts. Last week we showcased the stellar work that are students delivered across all facets of our project and community. This week, we’re going to give you a closer look at the great minds behind all that work – the priceless young talent that will be shaping our planet for future generations to come. We’ve been lucky to work with them for seven weeks and hope to continue collaboration with them long into the future. 

In their own words, here’s their GCI experience and what they’ll be up to now that they’re not completing tasks for Mifos with great fervor. Our 2 grand prize finalists, Chirag Gupta and Matthew Katz, will be traveling to San Francisco with their parents for four day sin June for their prize. They will be joined by Sanyam Goel, who will be representing the Mifos mentors.

 

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2017 Mifos Google Code-In Wrapup

It’s now time for our official wrap-up blog post for the 2017 Google Code-In, our third year of participation. This year’s program was so fast-paced and frenetic that I’ve needed to catch my breath before recapping. Coming up for air and reviewing all the completed tasks, I’m blown away by how much our students were able to get done and how valuable their work is for our community. As a whole across the entire program, participation in Google Code-In from pre-university students, grew by 265% versus last year with 3555 students from 78 countries completing 16,468 tasks. For the Mifos Initiative, individually, our growth was even greater with participation growing by 362% with 123 students completing 458 tasks, nearly three times as many as the 159 that were completed in the competition last year. A huge thank you to all of our mentors, many of them former GSOC students and even some former GCI participants for helping us handle this huge volume of contribution.

We’ll  do two blog posts to commemorate the awesome energy and passion for open source that we have catalyzed in these students. Today’s post will highlight the impressive contributions that were made across all five categories – code, documentation, QA, user interface, and outreach/research while our second one will give a closer personal look at our top five finalists – grand prize winners, Chirag Gupta with 66 tasks completed and Matthew Katz, and remaining finalists Janice Kim,  Muhammad Rafly Andrianza, and  Shivam Kumar Singh.

The level of detail and commitment to these tasks demonstrated by not just our grand prize finalists but our top fifteen students was astounding. They contributed numerous code fixes to the platform, our web and mobile apps including completion of all the remaining work for our Swagger API documentation. Some great bug reports and a helpful guide on submitting a good report came through on the QA front. On the UI/UX side, a number of nice mockups for our mobile and web apps were shared as well as beautiful designs for t-shirts, logos, and graphics that we’ve already been using in our marketing communications. We received strong contributions to improve our technical and user-facing documentation including detailed tutorial videos. Lastly, the students worked on incredibly thorough and detailed research including profiles on innovation labs, financial inclusion landscape studies, libraries of creative common images, catalogs of events and conferences to attend, FAQs and research briefs on topics like chatbots, competitive analysis, and more.

For all of this exemplary work, we’re trying to put it in practice and share it with the broader community so stay tuned to the code being shipped, seeing your design get implemented, reading your research on our wiki, or watching your video tutorial. A tremendous thank you to all 123 students that completed a task – your work is greatly valued and you futures are extremely bright!

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Star Contributor of the Month – Sanyam Goel

We are recognizing Sanyam Goel, our recent 2017 GSOC intern who worked on implementing all of the Fineract APIs into Swagger Open API format, as our latest Star Contributor of the Month. Sanyam took on this highly complex project with ease during the summer and then during Google Code-In worked extensively with our participants as a mentor to wrap the remaining Swagger work as well as mentor other tasks related to documentation and research. All in all, he helped to review or give feedback on nearly 60 tasks. Join us in recognizing Sanyam for his hard work as a GSOC intern, GCI mentor, and contributor the Fineract and Mifos communities for many years to come.
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Open Source from the Eyes of a GCI Student

This guest blog post is from Matt, one of our 2017-2018 Google Code-In participants. He penned this impressive piece for one of the tasks he claimed, “Write a blog post on why open source is valuable”.

Open source software is vitally important to the world of computer science and technology in general as it allows for many beneficial things to happen that are simply not possible with proprietary code and non open source code.

Firstly, open source benefits students and anyone interested in coding or technology as through this valuable resource they are easily able to study sample code and learn. If there were no open source software it would be much harder for them to learn well and get a good understanding of what coding looks like in practice. If young people learn how to code well they can apply that knowledge later on to help benefit all facets of society. It will not only benefit society but also the workforce as there will be more talent on the market meaning that companies should have the incentive to create more open source material as that is a way they could be investing in future talent. One last note on the economic side that is very important is the fact that since open source software is not made for profit and is usually free it allows for many people who cannot afford to experience technology to its fullest due to
financial issues to not only use it but also learn how it works. Read more

2017 Google Code-In is Underway

The Mifos Initiative once again has the honor of participating in Google Code-In, a fast-paced six-week long immersion of high school students into open source. For these pre-university students, our community provides a unique opportunity to learn about all aspects of open source collaboration, open source code development, and open source community all while helping to end poverty one line of code at a time.

For us, it’s a meaningful way to share the expertise of our community and our mentors in opening the eager eyes of these students to the many ways to contribute to open source in a technical and non-technical fashion. Since we work with so many new contributors coming in, it’s also a great way for us to improve all the points of entry to our community and have students participate in this as well. Google Code-In catalyzes a cycle creating new contributors and helps us cultivate our community to continue to grow organically.

Thank you to the hard work of all our mentors so far. So many of our past students have really been paying it forward to the next generation of contributors!

Impact Thus Far

We’re only 2 weeks into the program but we’ve already nearly surpassed the total number of tasks completed last year. In 2016 we worked with 34 students who completed 159 tasks. Just 14 days into this year’s program, we have worked with 100 students who’ve completed 141 tasks.  

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Google Code-In Grand Prize Trip

I remember the day, around 2 weeks before the GCI was scheduled to start, when I told Edward Cable, “Ed! I have my last semester exams from 15th November to 15th December. So I won’t be able to apply in GCI as a mentor!”. However, by the end of the week, I had realised that the organisation had given me a lot. So, I changed my mind and decided to give it a try!

During the GCI period, it was common for students to ask for help, so I talked to them, and discussed with them about various things like git and Android, helping them resolve their issues.

Believe me when I say, I wasn’t aware of the trip to Google until late January. I came to know about it from a friend, and my reaction was all surprised. “What! Which trip? Where? Where was this mentioned?”

On 7th February, I got an email from my the head of my organisation, Edward Cable, stating that I had been selected for the Google Trip. The same was confirmed by Mary Radomile soon enough.

I was extremely excited to meet Stephanie Taylor, Mary Radomile and the Open Source team.

Dinner at Google San Francisco Office (Day 1)

Anubha, the mentor from an organization called Systers, and I started out day by meeting with Edward Cable, followed by a visit to the Facebook headquarters and the LinkedIn office, both being great experiences! We came back to Hyatt Regency, San Francisco, to meet the Google Open Source team.

Later that day, I met Stephanie Taylor, Helen Hu, Mary Radomile and Josh Simmons. I felt proud! Once we had all gathered in the hotel lobby and collected our badges, we went to the Google office. There, we met with Cat Allman, one of the core members of open source team. It was extremely great meeting each of them!

As if it wasn’t already great, all the students and mentors were given various goodies (T-shirts, stickers, notebooks and a jacket for mentors, an awesome backpack for the students). To top it all off, specially for a foodie like me, we got to dig into the awesome food at Google. We spent an hour, eating and talking to the other mentors I was with: Damini Satya, Milindu Sanoj Kumarage, Rostyslav Zatserkovnyi, Anubha Kushwaha, Ignacio Rodríguez, Sam Reed and Ben Ockmore. We interacted with various students present there, with their parents. It was a great experience, and a view of several cultures all at once. Read more

Meet the 2017 Mifos Google Summer of Code Class of Interns

Google Summer of Codegsoc2016-sun-373x373 2017 will soon be underway. GSOC is now in its 13th year and we’re proud to be participating in GSOC once again for the fourth time as the Mifos Initiative and the sixth year overall. This year will be our biggest year to date. We were able to select twelve interns from our pool of more than 90 applicants. We are very grateful for Google to allocating us so many slots to allow us to pick from the many impressive students that applied, especially amongst mobile and web developers where we had an overwhelming number of applicants. As the voice for the financial inclusion community within Apache Fineract, the Mifos Initiative looks forward to participating in GSOC for many years to come to deeply engage with the high number of students interested in Fintech and captivated by our mission.

This year we’ll have interns representing six different countries and four different continents, once again working on all components of the Mifos X stack that’s powered by Apache Fineract. On the front-end we have 4 students that will be working on various features of our AngularJS web apps under the mentorship of Gaurav Saini, Pranjal Goswami, and new mentors Maulik Sonaji and Vinay Saini. On the mobile apps side of things, we have 4 students working on various Android apps powered by our stack; they’ll be mentored by Ishan Khanna, Satya Naryan and first-time mentor Puneet Kohli. On the back-end, working on either new platform features, analysis, or modules integrating with Mifos X, we have 4 students as well being mentored by Antony Omeri, Avuk Etta and new mentors, Kyriakos Patsias, Avik Ganguly, Dhirendra Pratap, and Mark Reynolds.

Tarun Mudgal and Mayank Jindal, both 2016 Mifos GSOC aspirants, will be continuing the work that Rajan led in 2016 and extending offline functionality, building new features like the collection sheet and more to deliver Version 4.0 of our Android Field Officer App. Dilpreet Singh will be building on top of the Android self-service app by improving its usability, and adding in  additional features like mobile money integration. Naman Dwivedi will be working on a brand new project, building out a modular mobile wallet framework that integrates with the UPI in India.

Gopala Krishnan will be working on our re-skinned community app by increasing usability and redesigning screens and workflows. Raunak Sett will use our self-service APIs to build the first self-service web app for Mifos X. Mohit is going to be completing making the web app available offline in Chrome browsers and Courage Angeh is extending the notifications framework further throughout the web app and integrating with other Mifos X interfaces.

On the back-end we have quite a bit going on. Alex Ivanov, our 2014 GCI grand prize winner, has returned to the community and will build out two-factor authentication. Kumaranth Fernando, another 2016 GSOC aspirant, will be working on the oft-requested enhancements and integration to our data import tool. Vladimir Fomene will be genericizing and enhancing the mobile money gateway kicked off by Daniel in 2016. Thisura Phillips will be conducting extensive static analysis and fixing the vulnerabilities he finds on Apache Fineract.

A big shout out to all our mentors without whom Google Summer of Code couldn’t be possible. They’ve already dedicated many hours interviewing candidates, reviewing pull requests, and helping refine the scope of the various projects. But their work has just begun and they’re eager to help introduce another generation of software developers to open source while fighting poverty with financial inclusion.

While not officially part of the Mifos Initiative for Google Summer of Code, we have three other projects as part of Apache Fineract including the first mobile field officer app on Gen 3 being led by Rajan Maurya, phase 2 of the credit bureau integration module being led by Nikhil Pawar, and live REST API documentation using Swagger being led by Sanyam Goel.

For all of these projects, we’re still nailing down the exact use cases and scope of work, so please respond to the ongoing discussions on our mailing lists to provide feedback and suggest what you need.

As we do each year, here’s a brief intro on each of our interns and stay tuned for a follow-up post with some fun facts on each of them.

Mobile Apps

Tarun Mudgal – India

  • Android Field Officer App 4.0
  • Mentor: Puneet Kohli
Mayank Jindal – India

  • Android Field Officer App 4.0
  • Mentor: Puneet Kohli
Dilpreet Singh – India

  • Android Self Service App 2.0
  • Mentor: Ishan Khanna & Puneet
Naman Dwivedi – India

  • Mobile Wallet Framework for UPI in India
  • Mentor: Ishan Khanna

Front-End & Web Apps

Gopala Krishnan – India 

  • Web App Enhancements
  • Mentor: Maulik Sonaji
Raunak Sett – India

  • Web Self-Service App 1.0
  • Mentor: Vinay Saini
Mohit Bajoria – India

  • Browser-based Offline Access
  • Mentor: Gaurav Saini
Courage Angeh – Cameroon

  • Notifications Framework
  • Mentor: Pranjal Goswami

Back-End & Modules

Alex Ivanov – UK/Bulgaria 

  • Two-Factor Authentication
  • Mentor: Avik Ganguly
Vladimir Fomene – Ghana

  • Mobile Money Gateway
  • Mentor: Ayuk Etta & Antony Omeri
Kumaranth Fernando – Sri Lanka

  • Data Import Tool Integration & Enhancements
  • Mentor: Kyriakos Patsias and Dhirendra Pratap
Thisura Phillips – Sri Lanka

  • Static Analysis of Apache Fineract
  • Mentor: Mark Reynolds

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Star Contributor of the Month – Mohit Kumar Bajoria

screen-shot-2017-02-24-at-10-52-45-pmWe’re recognizing Mohit Kumar Bajoria of Jammu, India. Mohit has been a member of our community since he joined us a GSOC intern in March of 2016 and worked on adding browser-based offline access to the Community App underneath the mentorship of Gaurav. Since then he’s continued to excel and be an active part of the community first by acting as a GCI mentor and now by taking the initiative to fix the remaining bugs in the re-skin so it can be shipped to the community. These past couple of weeks, Mohit has really demonstrated his leadership by stepping up to become maintainer of the re-skin branch all on his own doing – he’s been mentoring other contributors, squashing lots of bugs, and reviewing and merging incoming pull requests. This call to leadership has been opportune as we seek empowered individuals from the community to stabilize and maintain Generation 2 as we transition to Generation 3. 
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